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Open Enrollment is over, now audit those first bills

Open Enrollment is over, now audit those first bills

by Kristin Lilly | Dec 30, 2018 | Employee Benefits, Employee Navigator, Health Insurance

Your next invoice is going to be wrong The 1st and 2nd invoices after Open Enrollment all almost always wrong. Yep, always. Well, for those of you with zero staff changes who you got everything done 60 days in advance of your renewal date, you are an exception to...
Association Health Plans are coming: A word from our lawyers

Association Health Plans are coming: A word from our lawyers

by Stacy Barrow | Jun 27, 2018 | Compliance, Dept of Labor, Employee Benefits, ERISA, Health Insurance

DOL Releases Final Rule Expanding Association Health Plans The U.S. Department of Labor (DOL) has issued a final rule expanding the opportunity of unrelated employers of all sizes (but particularly small employers) to offer employment-based health insurance through...
DPC

DPC

by Angel Saucedo | Apr 13, 2018 | Data Analytics, Employee Benefits, Health Insurance, Plan Design, Plan Design

The Paradox of Change It’s interesting that when a problem becomes so big that it forces you to act, it can at the same time cause you to accept the consequences as the new normal.  Think of pollution, it took so many years for it to affect our climate that even...
Are you watching your game film?

Are you watching your game film?

by Angel Saucedo | Jan 29, 2018 | Data Analytics, Employee Benefits, Health Insurance, Plan Design

I first must apologize to any women reading this since I will be using another sports analogy.  Most sports enthusiasts know that players and coaches regularly watch their game film to improve, correct, or better understand their opponent.  When a team wins a...
More Companies paying for “Supplemental” Benefits

More Companies paying for “Supplemental” Benefits

by Angel Saucedo | Dec 5, 2017 | Dental, Disability, Employee Benefits, Life Insurance, TeleHealth

Start with a shrinking workforce A couple weeks ago, I attended a luncheon in which a member of the Federal Reserve Bank mentioned that there is a shortage of labor workers not just nationally, but globally.  He said that this trend would continue to rise because many...
IRS advises Employer Penalty letters to be mailed out in late 2017

IRS advises Employer Penalty letters to be mailed out in late 2017

by Stacy Barrow | Nov 7, 2017 | ACA, ACA Reporting, Compliance, Employee Benefits, Health Insurance

IRS Updates Employer Mandate FAQs: Indicates that Penalty Letters are Imminent The Internal Revenue Service (IRS) has updated its list of frequently asked questions (FAQs) on the Affordable Care Act’s employer shared responsibility provisions – also known as the “pay...
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