by Angel Saucedo | Apr 13, 2018 | Data Analytics, Employee Benefits, Health Insurance, Plan Design, Plan Design
The Paradox of Change It’s interesting that when a problem becomes so big that it forces you to act, it can at the same time cause you to accept the consequences as the new normal. Think of pollution, it took so many years for it to affect our climate that even...
by Angel Saucedo | Jan 29, 2018 | Data Analytics, Employee Benefits, Health Insurance, Plan Design
I first must apologize to any women reading this since I will be using another sports analogy. Most sports enthusiasts know that players and coaches regularly watch their game film to improve, correct, or better understand their opponent. When a team wins a...
by Angel Saucedo | Dec 5, 2017 | Dental, Disability, Employee Benefits, Life Insurance, TeleHealth
Start with a shrinking workforce A couple weeks ago, I attended a luncheon in which a member of the Federal Reserve Bank mentioned that there is a shortage of labor workers not just nationally, but globally. He said that this trend would continue to rise because many...
by Angel Saucedo | May 17, 2017 | Employee Benefits, Health Insurance
Black Friday!! Wait for Healthcare? Would it surprise you that most Americans are willing to spend more time researching TVs, cell phones, vacations, and vehicles than they are learning about their own healthcare options? Black Friday is the biggest shopping day of...
by Angel Saucedo | Apr 27, 2017 | Employee Benefits, Health Insurance, Plan Design
The cost of healthcare is on everyone’s mind these days. First, Congress is looking for ways to repeal and replace the law – hoping this will result in lower premiums. Secondly, Insurance companies are looking for ways to stay profitable, even if that means...