Full-Insured Medical Health Plans


Employer-sponsored health insurance coverage for employees and dependents.

Employers and employees can share costs, and there are tax incentives to businesses that provide group health coverage. Plans can be fully insured by a health insurance carrier, which is state-regulated, or self-funded by the employer.


Employer-sponsored insurance covering a portion of an employee’s earned income when that employee becomes unable to work due to a disabling illness or injury.

Typically, short-term plans provide up to three to six months of financial support, and long-term plans provide support while the employee is considered permanently disabled. For both plans, there is usually an elimination period before benefits start.

Dental & Vision

Employer-sponsored insurance that pays a portion of the costs associated with dental and vision care.

FSA/DCA Account

A tax-advantaged account allowing an employee to set aside a limited portion of earnings to pay for qualified medical and dependent care expenses.

HSA Account

A tax-advantaged savings account available to employees enrolled in a high deductible health plan and used to pay for qualified medical expenses.

Unused funds roll over and accumulate year to year because the account is owned by the employee.

Voluntary Plans

  • Voluntary Dental & Vision
  • Voluntary Term Life
  • Voluntary Disability Income
  • Critical Illness
  • Identity Theft
  • Accident
  • Cancer
  • Medical Air/Ground Transportation Services
  • Telehealth/Advocacy
Share This